You decide.
Why in the world would the operator of this Crown "College" have to point out that it's printed in his catalog that his credits may not transfer? Why isn't it printed on the contract in big bold letters? Or on the front door in big block letters? Simply because you might see it, that's why! Why call them "credits" when in effect, they are just like the little stickers we give our children for their charts when they brush their teeth and do their chores. Except they cost more!!! A lot more! This man is a businessman - not an educator. The operator of a corporation out to make a profit first and foremost.
I watched the video of John Wabel responding to the Black lawsuit on the crown college lies website. He comes across as a pedantic, self-righteous and arrogant little creep. My opinion - crooked as a dog's hind leg! Run for your life and hide your money. It feels like he's taking advantage of people who want to better themselves through education by selling them a bunch of lies - and getting paid for it through the federal student loan program.
If I didn't know better, I would say he could have run Business Career Training Institute (BCTI) or Court Reporting Institute (CRI) - two other scam schools in the Puget Sound area that received recent attention for cheating and lying to students. Join the club, Mr. Wabel. BCTI CRI, and CC (Crown College). Crooks College? One really must wonder.